
Roanoke Valley Insurance of Ahoskie handles everything from Auto, Life, Marine, Boating, Hunting, Home, Health and Outdoor Insurances. Serving Ahoskie, Murfreesboro, Windsor, Gates County and all areas of North Carolina!


1110 North Academy St. Ahoskie, N.C. 27910 - (252) 209-6024







Your Trusted Independent
Insurance agency since 2001
General Liability - Property - Flood - Business Auto - Bonds - Life
Farm/Agricultural - Truck Liability & Physical Damage
Outdoor: Hunting - Boating - Camping
Equipment Floater/Inland Marine - Commercial Trucking
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Business Hours
Monday - Friday
Closed daily from
1 PM to 2 PM
for lunch



Helpful Hints and Insights
from your friends here at RVIS
Why Boating Accidents Happen:
As the warm weather arrives and lakes, rivers, and coastal waters fill with eager boaters, it’s easy to forget that boating, though recreational, comes with very real risks. Each year, the U.S. Coast Guard releases sobering statistics on boating accidents, many of which result in injury, costly damage, and tragically, loss of life. What’s most alarming? The majority of these accidents are preventable. They aren’t caused by mechanical failures or sudden storms, but by human error, avoidable mistakes that turn fun outings into emergencies. Understanding the most common causes is key to reversing this trend and keeping our waters safe.
Inattention: The Silent Threat
Leading the list is operator inattention. Much like distracted driving, distracted boating is deadly. Whether it’s admiring the view, checking a phone, or simply zoning out, failing to actively scan the water for hazards is a recipe for disaster. The open water might seem peaceful, but conditions change quickly. Boats, swimmers, jet skis, or floating debris can appear with little warning.
Inexperience: Confidence Without Competence
Operator inexperience follows closely behind. Many boaters don’t receive formal training before hitting the water. Unlike cars, boats don’t have brakes, lanes, or stoplights. Navigating current, wind, and other vessels requires skill—and that skill is too often learned the hard way. In states where safety courses aren’t mandatory, the risk is even higher.
Speeding: A Shortcut to Trouble
Excessive speed is another leading factor. Many boaters fail to understand just how quickly things can go wrong when operating at high speeds. At 40 mph, a boat can’t stop on a dime. It can’t swerve like a car. It’s riding on a fluid surface, and one wrong move can send passengers overboard or cause the vessel to flip.
Alcohol: Don’t Mix Booze and Boats
We all know not to drink and drive, but somehow the message hasn’t fully carried over to boating. Alcohol is a leading contributor to fatal accidents on the water. Impaired judgment, slower reflexes, and poor balance all become more dangerous when combined with waves, wind, and other boats.
Equipment & Environment
Not all causes are human, but they’re still often preventable. Mechanical failure—usually due to poor maintenance—can leave boaters stranded or worse. Weather is another factor. Sudden storms, fog, or strong winds can capsize a vessel or throw it off course. Too often, boaters head out without checking forecasts or fail to return in time. Then there’s overloading, a surprisingly common mistake. Boats have weight limits for a reason. Packing in too many passengers or improperly stowing gear can unbalance the vessel and make it more vulnerable to tipping.
The Bottom Line
Boating is meant to be a source of freedom, joy, and connection to nature. But with freedom comes responsibility. The water doesn’t forgive carelessness!
